Thank you, Tracy! This is so helpful. Now I'm a little nervous about my memoir submission that has been sitting with a publisher for over 2 months. (I got through the initial query with the first 3 chapters). 6-8 month response time.

They indicated Chicago Manual of Style formatting. I thought I did that, but I see a few things I didn't do that you point out here. I hope this doesn't count too much against me...